Title Services

When buying a home, most people focus on the finish line. However, one often overlooked aspect is the property title, which represents the legal rights to the home you’re purchasing. Understanding common title issues can empower you as a buyer, as they can disrupt or even derail a home purchase entirely. Identifying and resolving them […]

A home purchase, new or old, can be a lifelong dream for those making the purchase. Real estate attorneys see the purchase of a house as a simple transfer of ownership, and this is reflected by the terminology they use when describing the parties involved. Even the most simple topics can seem complicated due to

What is mortgage underwriting? The underwriting process is used by lenders to decide whether or not to approve your application. Before underwriting your application, a loan agent or broker will collect credit and financial data. Mortgage underwriting departments at lenders verify your identity and credit history, and evaluate your financial status, including income, cash reserves

Sometimes, when purchasing a home, a buyer will discover that there is an easement on the property. Property easements are legal situations in which a landowner retains the title of a piece of property, but gives another person or entity the right to use it for a different purpose. Land easements do not affect your

Planning on purchasing a home soon? If so, you’ll need to become familiar with the real estate terms “title” and “deed”. The title and deed are transferred when a seller, also known as the grantor, transfers ownership of a home to a buyer, also known as the grantee. The title and the deed are not

If you do not repay a loan or credit card, a lien gives the lender or creditor the right to take your assets or property. You may be familiar with the term lien if you are a homeowner who has a mortgage. A lien is a legal claim that gives a creditor or lender the

You may encounter many terms when buying a house that you are not familiar with. In this process, it is crucial to understand what your realtor, loan officer and contracts are saying. Here are some closing terms you might encounter when buying a house to help you understand them. Underwriting Underwriting is a process by

You’ll hear “escrow” in many different contexts when you’re buying a house. This can be confusing for many homebuyers. We’ll look at escrow, its benefits and how to use it as a buyer, seller, or homeowner. What is escrow? Escrow, a legal arrangement where a third-party temporarily holds money or other property until certain conditions

Have you ever found yourself puzzled by the term ‘title services‘? Title services are basically the behind-the-scenes magic that ensures property transactions are smooth, legal, and hassle-free. But not all title services are created equal.  When it comes to commercial vs residential title services, there’s a world of difference. Stick around as we look into

Title insurance plays a vital role in real estate transactions. It safeguards property owners and lenders from financial losses due to defects in the property’s title or ownership. The purpose is to ensure that the title is clear and free from legal issues that could jeopardize ownership rights. When purchasing a property, a title search