Title Services

If you do not repay a loan or credit card, a lien gives the lender or creditor the right to take your assets or property. You may be familiar with the term lien if you are a homeowner who has a mortgage. A lien is a legal claim that gives a creditor or lender the […]

You may encounter many terms when buying a house that you are not familiar with. In this process, it is crucial to understand what your realtor, loan officer and contracts are saying. Here are some closing terms you might encounter when buying a house to help you understand them. Underwriting Underwriting is a process by

You’ll hear “escrow” in many different contexts when you’re buying a house. This can be confusing for many homebuyers. We’ll look at escrow, its benefits and how to use it as a buyer, seller, or homeowner. What is escrow? Escrow, a legal arrangement where a third-party temporarily holds money or other property until certain conditions

Have you ever found yourself puzzled by the term ‘title services‘? Title services are basically the behind-the-scenes magic that ensures property transactions are smooth, legal, and hassle-free. But not all title services are created equal.  When it comes to commercial vs residential title services, there’s a world of difference. Stick around as we look into

Title insurance plays a vital role in real estate transactions. It safeguards property owners and lenders from financial losses due to defects in the property’s title or ownership. The purpose is to ensure that the title is clear and free from legal issues that could jeopardize ownership rights. When purchasing a property, a title search

Great news on discovering your next home! Purchasing a house is an exhilarating milestone in life. But the thrill can sometimes be dampened by the pressure of fulfilling all the essential requirements.  From making an offer to satisfying your lender’s expectations, it can be a lot. Despite the difficulty of keeping track, all these measures

So, just what does a title company do? First let’s rewind and talk a little about how we got here. In the early days on property sales, a conveyancer was required to handle the sale of any property. Their job was to determine if the title to the property was “unencumbered”. This means that only

You’re almost there! You’ve found the home or your dreams, or maybe a perfect investment property in the New Orleans area. Your offer has been accepted, and you’re ready to purchase so you can move in, or start renovations. All that’s left to do is finalize the transaction. Well, you’re going to need to choose