What is the Mortgage Underwriting Process?

What is the Mortgage Underwriting Process?

What is mortgage underwriting? The underwriting process is used by lenders to decide whether or not to approve your application. Before underwriting your application, a loan agent or broker will collect credit and financial data. Mortgage underwriting departments at lenders verify your identity and credit history, and evaluate your financial status, including income, cash reserves […]

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What is an Easement?

What is an Easement?

Sometimes, when purchasing a home, a buyer will discover that there is an easement on the property. Property easements are legal situations in which a landowner retains the title of a piece of property, but gives another person or entity the right to use it for a different purpose. Land easements do not affect your

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What Happens If You Die Without a Will in Louisiana

What Happens If You Die Without a Will in Louisiana

In Louisiana, when a person passes away without having a valid Will and Testament, it is considered that they have passed away intestate. That person’s estate will be handled by intestate succession. The assets of the deceased will be divided according to Louisiana’s intestate laws. Note: Louisiana’s intestate laws are very mechanical. This law does

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How to Start a Nonprofit

How to Start a Nonprofit

Starting a nonprofit offers philanthropic-hearted individuals many benefits, including more credibility, donors and grants. It is not for everyone. This guide will help you decide if a nonprofit is the right choice for you. It will also explain the different types of 501(c), the best designations to use, and how to form your nonprofit. Learn

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