In Louisiana, when a person passes away without having a valid Will and Testament, it is considered that they have passed away intestate. That person’s estate will be handled by intestate succession. The assets of the deceased will be divided according to Louisiana’s intestate laws. Note: Louisiana’s intestate laws are very mechanical. This law does […]
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Planning on purchasing a home soon? If so, you’ll need to become familiar with the real estate terms “title” and “deed”. The title and deed are transferred when a seller, also known as the grantor, transfers ownership of a home to a buyer, also known as the grantee. The title and the deed are not
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If you do not repay a loan or credit card, a lien gives the lender or creditor the right to take your assets or property. You may be familiar with the term lien if you are a homeowner who has a mortgage. A lien is a legal claim that gives a creditor or lender the
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You may encounter many terms when buying a house that you are not familiar with. In this process, it is crucial to understand what your realtor, loan officer and contracts are saying. Here are some closing terms you might encounter when buying a house to help you understand them. Underwriting Underwriting is a process by
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You’ll hear “escrow” in many different contexts when you’re buying a house. This can be confusing for many homebuyers. We’ll look at escrow, its benefits and how to use it as a buyer, seller, or homeowner. What is escrow? Escrow, a legal arrangement where a third-party temporarily holds money or other property until certain conditions
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Starting a nonprofit offers philanthropic-hearted individuals many benefits, including more credibility, donors and grants. It is not for everyone. This guide will help you decide if a nonprofit is the right choice for you. It will also explain the different types of 501(c), the best designations to use, and how to form your nonprofit. Learn
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Legacy isn’t just about wealth. It’s the footprint we leave, a testament to our life’s work, values, and the love for our family. It’s about making sure that when we’re not around, we continue to provide for and protect the ones we hold dear. It’s a concept rich with emotion and importance, resonating through generations.
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Last wills and testaments are among the most important estate planning documents. Wills let you decide what happens to your property after death. You will also need to choose an executor to take care of all your affairs. The only difficult part for estate planners is deciding which type of will to use. A legal
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Have you ever found yourself puzzled by the term ‘title services‘? Title services are basically the behind-the-scenes magic that ensures property transactions are smooth, legal, and hassle-free. But not all title services are created equal. When it comes to commercial vs residential title services, there’s a world of difference. Stick around as we look into
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Life is full of unexpected turns. One day, you’re making your own decisions, and the next, you might need someone to make them for you. That’s where a Power of Attorney (POA) comes in. It’s a legal tool that lets someone act on your behalf in various situations. Understanding POA isn’t just about the paperwork;
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